First Bancorp of Indiana (OTCMKTS:FBPI – Get Rating) and Kearny Financial (NASDAQ:KRNY – Get Rating) are both small cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their profitability, analyst recommendations, valuation, institutional ownership, risk, earnings and dividends.
This is a summary of recent ratings and recommendations for First Bancorp of Indiana and Kearny Financial, as provided by MarketBeat.
|Sales Ratings||Hold odds||Buy reviews||Strong buy odds||Rating|
|Indiana’s First Bancorp||0||0||0||0||N / A|
Kearny Financial has a consensus target price of $14.00, suggesting a potential upside of 20.79%. Given Kearny Financial’s likely higher upside, analysts clearly believe Kearny Financial is more favorable than First Bancorp of Indiana.
First Bancorp of Indiana pays an annual dividend of $0.62 per share and has a dividend yield of 3.0%. Kearny Financial pays an annual dividend of $0.44 per share and has a dividend yield of 3.8%. Kearny Financial pays 43.6% of its profits as a dividend. Kearny Financial has increased its dividend for 5 consecutive years. Kearny Financial is clearly the better dividend-paying stock, given its higher yield and longer track record of dividend growth.
Volatility and risk
First Bancorp of Indiana has a beta of 0.38, suggesting its stock price is 62% less volatile than the S&P 500. By comparison, Kearny Financial has a beta of 0.75, suggesting its stock price is 25% less volatile than the S&P 500.
Insider and Institutional Ownership
64.4% of Kearny Financial shares are held by institutional investors. 20.0% of the shares of First Bancorp of Indiana are held by insiders of the company. By comparison, 6.2% of Kearny Financial shares are held by insiders of the company. Strong institutional ownership is an indication that endowments, hedge funds, and large money managers believe a company is poised for long-term growth.
This table compares the net margins, return on equity, and return on assets of First Bancorp of Indiana and Kearny Financial.
|Net margins||Return on equity||return on assets|
|Indiana’s First Bancorp||N / A||N / A||N / A|
Benefits and evaluation
This table compares the gross revenue, earnings per share and valuation of First Bancorp of Indiana and Kearny Financial.
|Gross revenue||Price/sales ratio||Net revenue||Earnings per share||Price/earnings ratio|
|Indiana’s First Bancorp||N / A||N / A||N / A||N / A||N / A|
|Kearny Financial||$259.11 million||3.15||$63.23 million||$1.01||11:48|
Kearny Financial has higher revenue and profit than First Bancorp of Indiana.
Kearny Financial beats First Bancorp of Indiana on 9 out of 11 factors compared between the two stocks.
About First Bancorp of Indiana (Get a rating)
First Bancorp of Indiana, Inc. operates as a bank holding company for First Federal Savings Bank which provides various personal and business banking products and services. The company accepts various deposits; and offers loans including one to four family commercial mortgages, multi-family commercial mortgages, secured commercial loans, unsecured commercial loans, one to four family residential mortgages, second lien residential mortgages and consumer loans, as well as home equity lines of credit. It is also involved in the management of marketable securities portfolios; and provides safe deposit box, check cashing and cashier’s check, wire transfer and brokerage services. The company operates 9 full-service offices in southwest Indiana; and 1 loan production office in Henderson, Kentucky. First Bancorp of Indiana, Inc. was founded in 1904 and is based in Evansville, Indiana.
About Kearny Financial (Get a rating)
Kearny Financial Corp. is the holding company of Kearny Bank which provides various banking products and services in the United States. The Company offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts and certificates of deposit accounts. It also offers various loans, such as multi-family and non-residential real estate mortgages, commercial term loans and lines of credit, first mortgages for one to four families and home equity loans and lines of credit; loans to individuals for the construction or renovation of single-family to four-family residences, or for the construction of commercial real estate or multi-family residential buildings; overdrawn lines of credit; and personal loans. In addition, the company is engaged in investment activities. As of August 18, 2021, it operated a total of 48 branches located in northern and central New Jersey and Brooklyn and Staten Island, New York. The company was founded in 1884 and is based in Fairfield, New Jersey.
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